What is quartering?

In the event of character death or retirement, the player shall be refunded an amount of experience determined by the formula: (Spent Earned XP * .75) + (Unspent Earned XP).

A player can avoid quartering by:

1. An ST granted ‘non-quarter’ for exemplary role play.
2. Leaving the game and returning after 1 full year.
3. Playing an story teller sanctioned NPC, or a Ghoul, for a total of 6 months.

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